UK State Pension Companion 2026/27

Confused by your State Pension? This practical 2026/27 Companion helps you find the answer you need quickly and clearly.Written by retired public finance accountant and UK Money Wisdom creator Angie Horner, the UK State Pension Companion 2026/27 covers both the Old State Pension and New State Pension systems.Instead of having to read the book from beginning to end, use the Question Finder to identify the question closest to your own and go directly to the relevant detailed answer.It explains important State Pension issues including qualifying years, National Insurance records, contracting out, the 2016 starting amount, voluntary National Insurance contributions, State Pension forecasts, deferring your pension, missing years, credits and many other questions that can affect how much State Pension you receive.Inside you'll find: - 48 key State Pension questions answered in detail - Separate guidance for the Old and New State Pension systems - 2026/27 State Pension figures and rules - Worked examples to make complicated rules easier to understand - Common mistakes and important points to check - Clear page references through the Question Finder - Details of official GOV.UK services and further helpInformation accurate at 1 September 2026.This Companion provides general educational information and does not constitute personalised financial, legal or tax advice. State Pension entitlement depends on individual circumstances, so readers should check their personal position with the appropriate government service.