The Rich Formula: Your Financial Journal

What if this was the year you finally sorted your finances out?The Rich Formula is a 12-month guided financial journal designed to help you take control of your money, build better habits and create a plan for the life you actually want.Rather than throwing everything at you at once, it takes you through your finances step by step, from working out what you want your money to help you achieve, to understanding where you are now and what needs to happen next.Inside, you'll work through: Financial goal-setting and vision planningIncome, spending and budgetingSavings and emergency fund planningDebt managementInvesting and long-term wealth buildingRetirement planningProtection and insuranceFinancial habits, challenges and progress reviewsThe journal is designed to be written in, returned to and built upon throughout the year, with prompts, trackers, check-ins and challenges that help you turn what you learn into what you actually do.Whether you're starting from scratch, trying to get more organised with money, building wealth or you're sick of saying "one day", The Rich Formula gives you a structured place to start.You'll finish the year with a clearer picture of your finances, a better understanding of where your money is going and a plan for where you want to go next.