Open Banking in Latin America: A Practical Guide for Financial Transformation

Open Banking gets talked about a lot. Few understand its real structure. And even fewer monetize it. This book answers the questions financial executives have been asking for years without finding concrete answers: How much does it cost to expose an API? Is sharing financial information profitable? How do you build a business model on data without breaching current regulation? José Francisco Ñáñez Gómez - with over 20 years leading digital transformation in banking, insurance, and fintech across Latin America - presents t wo original formulas to monetize financial information and APIs, applicable to any regulated market in the region. Across seven chapters, the book covers the regulatory frameworks of Brazil, Mexico, Colombia, Chile, and Peru; the technical standards for financial APIs and security; and the real impact of Open Banking on sectors such as healthcare, telecommunications, and e-commerce. This is not a book about trends. It's a guide for decisions. For financial and non-financial executives who need to understand what's at stake - and how to position themselves before others do.

Pages: 265, Paperback, Independently published