Social Security may not be there for today's teenagers. Pensions are mostly gone. The responsibility for retirement has shifted entirely to the individual --- and most teenagers have no idea. The good news: teenagers have something no adult can buy more of. Time. This book gives any teenager --- regardless of their family's income --- a simple, legal, proven system to build real wealth starting with as little as $3 a week. A custodial Roth IRA. A 75/15/10 budget. a grandparent match strategy most families have never heard of. And the math that shows exactly what starting early is worth. No jargon. no Wall Street required. Just a snowball, a hill, and enough time to let it roll. For teenagers who want a head start. For parents who want to give one. For grandparents who want to leave something that lasts.
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