When a routine life-insurance claim lands on Maya Kavanaugh's desk, the numbers refuse to make sense.Fred Mansfield is dead. His widow can't access his life insurance, retirement account, or even their joint funds. The problem traces back to his Social Security number, which belongs to a child who died in 1966.But Fred lived a full, documented life.The deeper Maya digs, the more impossible records she finds. Dead children whose identities reappear years later. Entire adult lives built with flawless tax histories, credit records, marriages, mortgages, and careers. And when Maya tries to force the system to explain itself, records begin disappearing.Someone inside the government is maintaining the deception.Someone outside it has learned how to exploit it.Caught between a classified program designed to protect lives and a criminal operation turning those protections into profit, Maya faces a harder question than who built the system: How many innocent people can be harmed before the cost of protecting others becomes unacceptable?Some losses are built into the system.
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